Financial Services - Financing & Leasing Options | MINI Durham
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MINI FINANCIAL SERVICES.

THE EASIEST WAY TO GET INTO A MINI.

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LEASING A MINI.

LEASING A MINI.

MINI Leasing is flexible, convenient, affordable, and lets you enjoy your MINI without worrying about the long term. Take a look and choose the leasing plan that works best for you.

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STANDARD LEASE.

With a Standard Lease, you can access the benefits, flexibility, and security you want. Drive a MINI under warranty and select from a wide range of flexible contract terms. Best of all, there is no residual value risk you’ll experience at the end of your contract, and you’re able to choose from a variety of lease maturity options.

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OPTION 2:

MULTIPLE SECURITY DEPOSIT.

With a MINI Financial Services Multiple Security Deposit Lease, you can make up to nine additional, refundable, and non-taxable security deposits upfront. Each additional security deposit lowers your interest rate and monthly payments. And at lease maturity, you recoup your security deposit(s)*, and put money back in your wallet.

*Refundable amount may be reduced by the amount of any outstanding charges on your account.

OPTION 3:

SINGLE PAYMENT LEASE.

A MINI Financial Services Single Payment Lease combines the convenience of a cash purchase with the advantages and security of leasing. By making one lump payment up front, you’ll only pay the low interest on the residual amount (as opposed to the total leased value). Also, an additional 0.25% rate reduction is applied to provide even more interest savings. The result: outstanding savings and no monthly payments. And at lease maturity, you retain the right to purchase your MINI.

KILOMETRE OPTIONS.

KILOMETRE OPTIONS.

Whether you’re into quick sprints around the city or impromptu road trips across the country, MINI Financial Services offers three kilometre options to suit your unique driving habits. The lowest option gives you 12,000 km to enjoy behind the wheel, while the highest option offers you 20,000 km – ideal for motorers who go the extra distance. Of course, you can always choose the 16,000 km option for a happy medium. See retailer for more details.

Option 1: 20,000 km Option 2: 16,000 km Option 3: 12,000 km

FINANCING A MINI.

FINANCING A MINI.

By financing your MINI, you get the flexibility to make your MINI 100% yours. You also get the freedom to sell it or trade it in for a new one when the time comes. And with two financing products available – Standard Financing and OwnersChoice® – MINI Financial Services makes it easy to make a MINI part of your family tree in no time.

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STANDARD FINANCE.

MINI Financial Services Standard Financing offers you competitive interest rates, as well as the freedom to choose from a range of down payment options and contract terms (from 24 to 84 months) to suit your financing needs. Best of all, there are no up-front administration fees or early termination charges to worry about.

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OPTION 2:

OWNERSCHOICE®*

This financing option from MINI Financial Services offers you the satisfaction of owning your MINI with the flexibility of a lease-type payment schedule. At the conclusion of your OwnersChoice® financing term, your remaining balance is amortized in a balloon amount, which you can either pay off, finance, or pay off after a trade-in.

*Not available in the province of Quebec.


REFINANCE WITH MINI FINANCIAL SERVICES

MINI Financial Services makes it easy to finance your lease buyout or OwnersChoice® balance. And with attractive interest rates1 and flexible options for eligible customers, you can refinance based on your individual needs. Contact your preferred MINI Retailer today to learn more.

PROTECTING YOUR MINI.

MINI FINANCIAL SERVICES PROTECTION PRODUCTS.

PROTECTING YOUR MINI.

Unlike most other drivers, MINI drivers actually drive their MINIs - a lot. And sure, the road ahead may have its bumps, but that doesn’t mean you need to proceed with caution. You love the road, so seize it! And if you do hit any bumps along the way, it’s all good - because MINI Financial Services Protection Products offer both security and value, while making it easy for you to protect yourself, your passengers, and of course, your MINI.

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EXPLORE ALL AVENUES.

All of our Protection Products come with extra coverage that’s totally customizable. So you decide what balance of risk, protection, and cost you’re cool with, and we’ll hook it all up.

EXCESS WEAR & USE PROTECTION

EXCESS WEAR & USE PROTECTION

EXCESS WEAR & USE PROTECTION.

MINI Financial Services Excess Wear & Use Protection offers $7,500 in coverage for unavoidable damage to your windshield, bumper, and body panels, as well as missing parts under $200. Now you can enjoy your MINI without worrying about minor damage fees at vehicle turn-in time.

*Terms and conditions apply. Please contact your nearest authorized MINI Retailer for full coverage details.

TIRE & RIM PROTECTION

TIRE & RIM PROTECTION

TIRE & RIM PROTECTION.

MINI Financial Services Tire & Rim Protection provides coverage in the event of damage to your tires or rims caused by metal, nails, glass, debris, and potholes. Now you won’t have to worry about incurring additional fees in the event that you encounter some of the roads’ less forgiving surface hazards.*

*Terms and conditions apply. Please contact your nearest authorized MINI Retailer for full coverage details.

APPEARANCE PROTECTION

APPEARANCE PROTECTION

APPEARANCE PROTECTION.

MINI Financial Services Appearance Protection is focused entirely on protecting your MINI from cosmetic damage that can undermine its premium appearance and lessen its value. With coverage features like Front Windshield Protection, Paintless Dent Removal, Paint Protection, Interior Protection, and Key Replacement, you can rest assured that your MINI can look as good as it did when you first got behind the wheel.

*Terms and conditions apply. Please contact your nearest authorized MINI Retailer for full coverage details.

ANTI-THEFT PROTECTION

ANTI-THEFT PROTECTION

ANTI-THEFT PROTECTION.

With features designed to discourage thieves and increase vehicle traceability, MINI Financial Services Anti-Theft Protection helps ensure that you’ll be the only one doing the joyriding in your MINI. And in the event that your vehicle does get stolen, your coverage may include a reduced cost for a replacement MINI.*

*Terms and conditions apply. Please contact your nearest authorized MINI Retailer for full coverage details.

Loan Protection.

MINI Financial Services Loan Protection is designed to protect you from the impact of unforeseen life events, when you need it most. It is an optional and voluntary plan, protecting your Lease or Loan commitments to MINI should you pass-away, or experience a critical illness, involuntary loss of employment, or disability (terms and conditions, including benefits and exclusions, apply; see the Certificate of Insurance for complete details). Please contact your preferred MINI Retailer to discuss.

MINI Financial Services Loan Protection is an optional creditor’s insurance product underwritten by Co-operators Life Insurance Company and administered by LGM Financial Services Inc. To contact Co-operators Life Insurance Company call 1-855-587-8595 or visit www.cooperators.ca

LIMITED DEBT WAIVER.

MINI Financial Services Limited Debt Waiver is a comprehensive product designed to protect customers from their financial obligations in the event that their MINI is deemed a total loss or a partial loss by their primary insurer.


Features:

Replacement Event: In the event a customer’s MINI has been deemed a total loss by their primary insurer, the customer will be entitled to a waiver of certain outstanding debt on their corresponding vehicle loan financed through MINI Financial Services.


Repair Event (Optional and only available with the purchase of Replacement Event): Customers will also have an option to purchase an additional benefit that will waive a defined amount of the customer’s financial obligation in case of a partial loss, which repair has been paid for by the primary insurer and the damage has been reported and appears on the applicable vehicle history report (i.e. CarProof / CarFax).


Eligibility:

  • MINI Financial Services Limited Debt Waiver is available for all MINI Makes and Models (New, Certified Pre-Owned and Pre-Owned) when the vehicle is financed through MINI Financial Services;
  • Must be purchased on the same date as shown on your MINI Financial Services Conditional Sale Agreement (Loan) contract
  • Available on Loan amounts up to $180,000;
  • Terms available up to 84 months;

See contract terms and conditions for full coverage details.

PEACE OF MIND TO GO THE EXTRA MILE.MINI MECHANICAL BREAKDOWN PROTECTION.

With MINI Mechanical Breakdown Protection, you have the added comfort and peace of mind knowing that your vehicle is covered for out-of-warranty repairs beyond the 4 year / 80,000-km†† New Car Limited Warranty period. As an added benefit, MINI Mechanical Breakdown Protection includes 24-hour Roadside Assistance for the duration of the term. No matter where in Canada you are, any authorized MINI Retailer can provide service.

MINI Mechanical Breakdown Protection also protects the value of your vehicle by ensuring that only Original MINI Parts are used and service is completed by highly trained MINI Technicians.

Contact us for MINI Mechanical Breakdown Protection pricing and package options for your MINI.††Coverage begins on the date of sale, or the date the vehicle is placed in service as a demonstrator or company vehicle, whichever comes first. Certain limitations apply.

WATCH AND LEARN.

Discover how MINI Financial Services Protection Products offer comprehensive protection for your MINI – so you can motor worry-free, knowing you’re covered for whatever comes your way.

MY MINI ACCOUNT.

MY MINI ACCOUNT.

My MINI Account is our secure MINI Financial Services platform which has a variety of self-service features and 24/7 resources to make managing your MINI’s financing, and your motoring adventures, easier than ever. You can use My MINI Account to access your MINI Financial Services information, review your financial documents, and much more, anytime, anywhere – all from your mobile device or computer. Download My MINI Account FAQ guide

MY MINI ACCOUNT FEATURES:

  • Make one time payments

  • View contract details

  • Request a payoff quote

  • Review, and reschedule payments online*

  • Update banking information

  • Securely send and receive your documents and messages

  • Live dashboard to check account status

*Active accounts on bi-weekly or monthly automatic recurring payment schedules may reschedule payment dates up to once per pay period. Subject to scheduling limitations, and customer and account eligibility.

Please contact the Customer Interaction Centre via the Secure Message Centre in My MINI Account or by calling 1-866-DRV-MINI for more details.


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